diff --git a/app/Http/Controllers/Admin/PlatformOrderController.php b/app/Http/Controllers/Admin/PlatformOrderController.php
index 66fbdd2..0563ff6 100644
--- a/app/Http/Controllers/Admin/PlatformOrderController.php
+++ b/app/Http/Controllers/Admin/PlatformOrderController.php
@@ -155,6 +155,8 @@ class PlatformOrderController extends Controller
             'receipt_status' => trim((string) $request->query('receipt_status', '')),
             // 退款轨迹筛选：has（有退款）/none（无退款）
             'refund_status' => trim((string) $request->query('refund_status', '')),
+            // 退款数据不一致（可治理）：基于 refund_summary.total_amount 与 paid_amount 对比
+            'refund_inconsistent' => (string) $request->query('refund_inconsistent', ''),
         ];
 
 
@@ -328,6 +330,13 @@ class PlatformOrderController extends Controller
 
                     return $this->applyFilters(PlatformOrder::query(), $mismatchFilters)->count();
                 })(),
+                // 退款数据不一致订单数（在当前筛选范围基础上叠加 inconsistent 口径）
+                'refund_inconsistent_orders' => (function () use ($filters) {
+                    $f = $filters;
+                    $f['refund_inconsistent'] = '1';
+
+                    return $this->applyFilters(PlatformOrder::query(), $f)->count();
+                })(),
             ],
             'failedReasonStats' => $failedReasonStats,
         ]);
@@ -634,6 +643,8 @@ class PlatformOrderController extends Controller
             'receipt_status' => trim((string) $request->query('receipt_status', '')),
             // 退款轨迹筛选：has（有退款）/none（无退款）
             'refund_status' => trim((string) $request->query('refund_status', '')),
+            // 退款数据不一致（可治理）：基于 refund_summary.total_amount 与 paid_amount 对比
+            'refund_inconsistent' => (string) $request->query('refund_inconsistent', ''),
         ];
 
 
@@ -823,6 +834,7 @@ class PlatformOrderController extends Controller
             'reconcile_mismatch' => (string) $request->input('reconcile_mismatch', ''),
             'receipt_status' => trim((string) $request->input('receipt_status', '')),
             'refund_status' => trim((string) $request->input('refund_status', '')),
+            'refund_inconsistent' => (string) $request->input('refund_inconsistent', ''),
         ];
 
         // 防误操作：批量同步默认要求先勾选“只看可同步”，避免无意识扩大处理范围
@@ -967,6 +979,7 @@ class PlatformOrderController extends Controller
             'reconcile_mismatch' => (string) $request->input('reconcile_mismatch', ''),
             'receipt_status' => trim((string) $request->input('receipt_status', '')),
             'refund_status' => trim((string) $request->input('refund_status', '')),
+            'refund_inconsistent' => (string) $request->input('refund_inconsistent', ''),
         ];
 
         // 防误操作：批量“仅标记为已生效”默认要求当前筛选口径为「已支付 + 待处理(pending)」
@@ -1088,6 +1101,7 @@ class PlatformOrderController extends Controller
             'reconcile_mismatch' => (string) $request->input('reconcile_mismatch', ''),
             'receipt_status' => trim((string) $request->input('receipt_status', '')),
             'refund_status' => trim((string) $request->input('refund_status', '')),
+            'refund_inconsistent' => (string) $request->input('refund_inconsistent', ''),
         ];
 
         $query = PlatformOrder::query()
@@ -1277,6 +1291,46 @@ class PlatformOrderController extends Controller
                     $builder->whereRaw("JSON_EXTRACT(meta, '$.refund_summary.total_amount') IS NULL")
                         ->whereRaw("JSON_EXTRACT(meta, '$.refund_receipts[0].amount') IS NULL");
                 }
+            })
+            ->when(($filters['refund_inconsistent'] ?? '') !== '', function (Builder $builder) {
+                // 退款数据不一致（可治理）：
+                // - 状态=refunded 但 退款总额 < 已付金额（允许 0.01 容差）
+                // - 状态!=refunded 且 已付金额>0 且 退款总额 >= 已付金额
+                // 退款总额口径：优先 refund_summary.total_amount；缺省回退汇总 refund_receipts[].amount
+                $driver = $builder->getQuery()->getConnection()->getDriverName();
+
+                if ($driver === 'sqlite') {
+                    $refundTotalExpr = "(CASE WHEN JSON_EXTRACT(meta, '$.refund_summary.total_amount') IS NOT NULL THEN CAST(JSON_EXTRACT(meta, '$.refund_summary.total_amount') AS REAL) ELSE (SELECT IFNULL(SUM(CAST(JSON_EXTRACT(value, '$.amount') AS REAL)), 0) FROM json_each(COALESCE(JSON_EXTRACT(meta, '$.refund_receipts'), '[]'))) END)";
+
+                    $builder->where(function (Builder $q) use ($refundTotalExpr) {
+                        // refunded 但退款不够
+                        $q->where(function (Builder $q2) use ($refundTotalExpr) {
+                            $q2->where('payment_status', 'refunded')
+                                ->whereRaw("paid_amount > 0")
+                                ->whereRaw("(ROUND($refundTotalExpr * 100) + 1) < ROUND(paid_amount * 100)");
+                        })
+                        // 非 refunded 但退款已达到/超过已付
+                        ->orWhere(function (Builder $q2) use ($refundTotalExpr) {
+                            $q2->where('payment_status', '!=', 'refunded')
+                                ->whereRaw("paid_amount > 0")
+                                ->whereRaw("ROUND($refundTotalExpr * 100) >= ROUND(paid_amount * 100)");
+                        });
+                    });
+                } else {
+                    $refundTotalExpr = "(CASE WHEN JSON_EXTRACT(meta, '$.refund_summary.total_amount') IS NOT NULL THEN CAST(JSON_UNQUOTE(JSON_EXTRACT(meta, '$.refund_summary.total_amount')) AS DECIMAL(12,2)) ELSE (SELECT IFNULL(SUM(j.amount), 0) FROM JSON_TABLE(meta, '$.refund_receipts[*]' COLUMNS(amount DECIMAL(12,2) PATH '$.amount')) j) END)";
+
+                    $builder->where(function (Builder $q) use ($refundTotalExpr) {
+                        $q->where(function (Builder $q2) use ($refundTotalExpr) {
+                            $q2->where('payment_status', 'refunded')
+                                ->whereRaw("paid_amount > 0")
+                                ->whereRaw("(ROUND($refundTotalExpr * 100) + 1) < ROUND(paid_amount * 100)");
+                        })->orWhere(function (Builder $q2) use ($refundTotalExpr) {
+                            $q2->where('payment_status', '!=', 'refunded')
+                                ->whereRaw("paid_amount > 0")
+                                ->whereRaw("ROUND($refundTotalExpr * 100) >= ROUND(paid_amount * 100)");
+                        });
+                    });
+                }
             });
     }
 
diff --git a/resources/views/admin/platform_orders/index.blade.php b/resources/views/admin/platform_orders/index.blade.php
index a3f8353..125ebb1 100644
--- a/resources/views/admin/platform_orders/index.blade.php
+++ b/resources/views/admin/platform_orders/index.blade.php
@@ -34,6 +34,8 @@
         <a href="/admin/platform-orders?refund_status=none" class="muted">无退款</a>
         <span class="muted">｜</span>
         <a href="/admin/platform-orders?reconcile_mismatch=1" class="muted">对账不一致</a>
+        <span class="muted">｜</span>
+        <a href="/admin/platform-orders?refund_inconsistent=1" class="muted">退款不一致</a>
     </div>
 </div>
 
@@ -106,6 +108,10 @@
             <input type="checkbox" name="reconcile_mismatch" value="1" @checked(($filters['reconcile_mismatch'] ?? '') === '1')>
             <span>只看对账不一致（回执总额≠已付金额）</span>
         </label>
+        <label class="form-inline-row">
+            <input type="checkbox" name="refund_inconsistent" value="1" @checked(($filters['refund_inconsistent'] ?? '') === '1')>
+            <span>只看退款不一致（状态 vs 退款总额）</span>
+        </label>
         <input type="text" name="keyword" placeholder="关键词：订单号/站点/订阅号" value="{{ $filters['keyword'] ?? '' }}">
         <input type="text" name="sync_error_keyword" placeholder="失败原因关键词（可选）" value="{{ $filters['sync_error_keyword'] ?? '' }}">
         <div>
@@ -207,6 +213,13 @@
             <div class="muted text-danger mt-6">提示：差额非 0，可能存在回执金额与订单金额不一致的订单。</div>
         @endif
     </div>
+    <div class="card">
+        <h3>退款不一致订单</h3>
+        <div class="metric-number">
+            <a class="link" href="{{ request()->fullUrlWithQuery(['refund_inconsistent' => '1', 'page' => null]) }}">{{ $summaryStats['refund_inconsistent_orders'] ?? 0 }}</a>
+        </div>
+        <div class="muted muted-xs">口径：状态=refunded 但退款总额不足；或状态!=refunded 但退款总额已达/超已付</div>
+    </div>
     <div class="card">
         <h3>同步失败原因 TOP5</h3>
         @php $failedReasonStats = $failedReasonStats ?? []; @endphp
@@ -247,6 +260,7 @@
         <input type="hidden" name="keyword" value="{{ $filters['keyword'] ?? '' }}">
         <input type="hidden" name="sync_error_keyword" value="{{ $filters['sync_error_keyword'] ?? '' }}">
         <input type="hidden" name="reconcile_mismatch" value="{{ $filters['reconcile_mismatch'] ?? '' }}">
+        <input type="hidden" name="refund_inconsistent" value="{{ $filters['refund_inconsistent'] ?? '' }}">
 
         <label class="form-inline-row mb-8">
             <input type="checkbox" name="include_meta" value="1">
@@ -275,6 +289,7 @@
         <input type="hidden" name="keyword" value="{{ $filters['keyword'] ?? '' }}">
         <input type="hidden" name="sync_error_keyword" value="{{ $filters['sync_error_keyword'] ?? '' }}">
         <input type="hidden" name="reconcile_mismatch" value="{{ $filters['reconcile_mismatch'] ?? '' }}">
+        <input type="hidden" name="refund_inconsistent" value="{{ $filters['refund_inconsistent'] ?? '' }}">
 
         <label class="muted form-inline-row mb-8">
             <span>本次最多处理</span>
@@ -305,6 +320,7 @@
         <input type="hidden" name="keyword" value="{{ $filters['keyword'] ?? '' }}">
         <input type="hidden" name="sync_error_keyword" value="{{ $filters['sync_error_keyword'] ?? '' }}">
         <input type="hidden" name="reconcile_mismatch" value="{{ $filters['reconcile_mismatch'] ?? '' }}">
+        <input type="hidden" name="refund_inconsistent" value="{{ $filters['refund_inconsistent'] ?? '' }}">
         <label class="muted form-inline-row mb-8">
             <span>确认输入</span>
             <input type="text" name="confirm" placeholder="YES" class="w-140">
@@ -337,6 +353,7 @@
         <input type="hidden" name="keyword" value="{{ $filters['keyword'] ?? '' }}">
         <input type="hidden" name="sync_error_keyword" value="{{ $filters['sync_error_keyword'] ?? '' }}">
         <input type="hidden" name="reconcile_mismatch" value="{{ $filters['reconcile_mismatch'] ?? '' }}">
+        <input type="hidden" name="refund_inconsistent" value="{{ $filters['refund_inconsistent'] ?? '' }}">
 
         <label class="muted form-inline-row mb-8">
             <span>本次最多处理</span>
@@ -383,6 +400,7 @@
         <input type="hidden" name="keyword" value="{{ $filters['keyword'] ?? '' }}">
         <input type="hidden" name="sync_error_keyword" value="{{ $filters['sync_error_keyword'] ?? '' }}">
         <input type="hidden" name="reconcile_mismatch" value="{{ $filters['reconcile_mismatch'] ?? '' }}">
+        <input type="hidden" name="refund_inconsistent" value="{{ $filters['refund_inconsistent'] ?? '' }}">
         <button type="submit">清除当前筛选范围的失败标记</button>
     </form>
 
diff --git a/tests/Feature/AdminPlatformOrderRefundInconsistentFilterTest.php b/tests/Feature/AdminPlatformOrderRefundInconsistentFilterTest.php
new file mode 100644
index 0000000..2fd75f9
--- /dev/null
+++ b/tests/Feature/AdminPlatformOrderRefundInconsistentFilterTest.php
@@ -0,0 +1,133 @@
+<?php
+
+namespace Tests\Feature;
+
+use App\Models\Merchant;
+use App\Models\Plan;
+use App\Models\PlatformOrder;
+use Illuminate\Foundation\Testing\RefreshDatabase;
+use Tests\TestCase;
+
+class AdminPlatformOrderRefundInconsistentFilterTest extends TestCase
+{
+    use RefreshDatabase;
+
+    protected function loginAsPlatformAdmin(): void
+    {
+        $this->seed();
+
+        $this->post('/admin/login', [
+            'email' => 'platform.admin@demo.local',
+            'password' => 'Platform@123456',
+        ])->assertRedirect('/admin');
+    }
+
+    public function test_platform_orders_page_can_filter_refund_inconsistent(): void
+    {
+        $this->loginAsPlatformAdmin();
+
+        $merchant = Merchant::query()->firstOrFail();
+        $plan = Plan::query()->create([
+            'code' => 'refund_inconsistent_test',
+            'name' => '退款不一致筛选测试套餐',
+            'billing_cycle' => 'monthly',
+            'price' => 10,
+            'list_price' => 10,
+            'status' => 'active',
+            'sort' => 10,
+            'published_at' => now(),
+        ]);
+
+        // 1) 不一致：状态=refunded，但退款总额不足
+        PlatformOrder::query()->create([
+            'merchant_id' => $merchant->id,
+            'plan_id' => $plan->id,
+            'order_no' => 'PO_REFUND_INCONSISTENT_0001',
+            'order_type' => 'new_purchase',
+            'status' => 'activated',
+            'payment_status' => 'refunded',
+            'plan_name' => $plan->name,
+            'billing_cycle' => $plan->billing_cycle,
+            'period_months' => 1,
+            'quantity' => 1,
+            'payable_amount' => 10,
+            'paid_amount' => 10,
+            'placed_at' => now(),
+            'paid_at' => now(),
+            'activated_at' => now(),
+            'refunded_at' => now(),
+            'meta' => [
+                'refund_summary' => [
+                    'count' => 1,
+                    'total_amount' => 9.98,
+                    'last_at' => now()->toDateTimeString(),
+                    'last_amount' => 9.99,
+                    'last_channel' => 'bank',
+                ],
+            ],
+        ]);
+
+        // 2) 不一致：状态!=refunded，但退款总额已达到/超过已付金额
+        PlatformOrder::query()->create([
+            'merchant_id' => $merchant->id,
+            'plan_id' => $plan->id,
+            'order_no' => 'PO_REFUND_INCONSISTENT_0002',
+            'order_type' => 'new_purchase',
+            'status' => 'activated',
+            'payment_status' => 'paid',
+            'plan_name' => $plan->name,
+            'billing_cycle' => $plan->billing_cycle,
+            'period_months' => 1,
+            'quantity' => 1,
+            'payable_amount' => 10,
+            'paid_amount' => 10,
+            'placed_at' => now(),
+            'paid_at' => now(),
+            'activated_at' => now(),
+            'meta' => [
+                'refund_summary' => [
+                    'count' => 1,
+                    'total_amount' => 10.00,
+                    'last_at' => now()->toDateTimeString(),
+                    'last_amount' => 10.00,
+                    'last_channel' => 'bank',
+                ],
+            ],
+        ]);
+
+        // 3) 一致：refunded 且退款总额=已付金额
+        PlatformOrder::query()->create([
+            'merchant_id' => $merchant->id,
+            'plan_id' => $plan->id,
+            'order_no' => 'PO_REFUND_CONSISTENT_0003',
+            'order_type' => 'new_purchase',
+            'status' => 'activated',
+            'payment_status' => 'refunded',
+            'plan_name' => $plan->name,
+            'billing_cycle' => $plan->billing_cycle,
+            'period_months' => 1,
+            'quantity' => 1,
+            'payable_amount' => 10,
+            'paid_amount' => 10,
+            'placed_at' => now(),
+            'paid_at' => now(),
+            'activated_at' => now(),
+            'refunded_at' => now(),
+            'meta' => [
+                'refund_summary' => [
+                    'count' => 1,
+                    'total_amount' => 10.00,
+                    'last_at' => now()->toDateTimeString(),
+                    'last_amount' => 10.00,
+                    'last_channel' => 'bank',
+                ],
+            ],
+        ]);
+
+        $this->get('/admin/platform-orders?refund_inconsistent=1')
+            ->assertOk()
+            ->assertSee('PO_REFUND_INCONSISTENT_0001')
+            ->assertSee('PO_REFUND_INCONSISTENT_0002')
+            ->assertDontSee('PO_REFUND_CONSISTENT_0003');
+    }
+}